Motto Mortgage Community Solutions

Fast tools for busy LOs

Use the Program Finder, the AUS Coach, and LoanSifter for pricing.

Smart Program Finder

FHA ≥500 (10% down for 500–579), VA ≥500 or no-score (some lenders), USDA ≥550 (some lenders).
Collections rule: For non-medical collections with aggregate balance > $2,000, include 5% of total in DTI.

For internal use. Not a loan approval.

AUS Coach (DU / LP / GUS)

AUS Type Paste AUS Findings (or summary)

LO Walkthrough

Capture & Qualify: PreApp + docs
Run AUS (DU/LP/GUS)
Check LoanSifter for Pricing — Open LoanSifter Username: Shatoya.mlo@gmail.com • Password: Community24!
Disclosures & Lock
Processing → CTC

Lender Sifter

Lender	AE Contact	Conventional	DPA	FHA Min	FHA DPA Admin	203(H)	203K Std	203K Ltd	$100 Down	VA Min	VA Reno	VA IRRRL UW Fee Waived	USDA Min	USDA Reno	Freddie Choice Reno	Manual Gov	Home Possible	HomeReady	HomeStyle	Home One	2nd/HELOC	Reverse	Services Loan	Competitive Advantage	Repair Escrow

Lenders (expand to view AEs & links)

Team Roster

Name	Title	NMLS	Phone	Email

Lead List

	Name	Source	Phone	Email	Status	Assigned LO	Notes	Actions

Clear to Close — Form

Closed Loan File — Payout Request

Marketing Library

Quick link to Drive folder and add your own shortcuts. Check with Colleen for specific needs.

Credit Advisor

Runs locally in your browser. No PII required.

Prefer full screen? Open in a new tab.

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